Dog liability insurance in Germany

Personal liability insurance covers small animals like cats or birds but dogs usually aren’t covered. This is why we recommend getting dog liability insurance in addition to personal liability insurance.

Your dog’s puppies are automatically covered by dog liability insurance until they turn 1 year old or when they permanently leave your household, whichever happens, sooner.

Yes! Our dog liability insurance includes mixed-breed dogs, as well as pedigree and cross-breed dogs. Unfortunately, we cannot cover (whether pedigree, cross-breed, or mixed breed) some breeds that are considered to be dangerous can not be covered.

Yes. It’s mandatory in seven German federal states (Berlin, Bremen, Hamburg, Lower Saxony, Saxony-Anhalt, Schleswig-Holstein, and Thuringia), as well as in some other countries.

Your dog is also covered when watched by someone else such as your spouse, children up to the age of 18, or partner (living at your address). When your dog is watched by a non-professional dog sitter it is also covered. However, when hiring a professional dog sitter the dog sitter needs to have liability insurance for this.

Dog liability insurance coverage is valid worldwide. If you permanently move away from Germany you can keep your dog liability insurance coverage if you want.

Yes. Your dog is covered when walking without a leash. Your dog is even covered when walking without a leash in places where leashes are mandatory.

Some dog breeds are considered “dangerous”. Feather does not cover purebred dangerous dog breeds, however we do cover mixed breeds - dogs that are a partial or full mix of dangerous breeds, for example, a Pitbull x Labrador or Mastiff x Bull terrier. Other insurers may still cover dangerous breeds, and policies for such dog breeds are typically a bit more expensive.