Expat Health Insurance for Hungary

Yes. Most foreigners living in Hungary must have valid health insurance. For residence permits, immigration authorities require proof of either comprehensive private health insurance or access to Hungary’s public healthcare system (TAJ).

Yes. This expat health insurance provides comprehensive medical coverage and can be used as proof of insurance for Hungarian residence permit applications and renewals, as long as it covers the full duration of your stay.

In most cases, yes. Private health insurance is required when applying for a Hungarian residence permit, especially before you gain access to public healthcare. Authorities check insurance both at the initial application and at renewals.

Immediately. Your policy documents will be waiting for you in your Feather account after you finish signing up. You can use these documents as proof of health insurance for your visa or residence permit application.

Expat health insurance has a maximum term limit of five years. This five-year term starts on the first day you arrive in Hungary. For example, if you moved to Hungary on the 1st of January 2020 but signed up for Expat Insurance on the 2nd of June 2021, you can only remain on the policy until the 1st of January 2025.

If you purchase a policy and the policy becomes active within 14 days of purchase, then you have 14 days to cancel your policy from the date of purchase and receive a full refund (as long as no claims were made during this period). However, if you purchase a policy with a start date in the future (over 14 days), then you have any time before the policy becomes active to cancel it and receive a full refund. After this period, you can still cancel anytime! Whenever you cancel, you would then no longer be charged during the next monthly billing cycle.

Yes, you'll have to pay upfront. We suggest paying the doctor or clinic as soon as possible to avoid any late fees. Following that, submit photos of all invoices, receipts, and documents related to the incident in your Feather account to get reimbursed. The reimbursement will be made to you, not to the doctor.

Yes, dependents can be added to your plan. Please note that each dependent will have to have their own policy purchased, but we can add them all under one account for ease of access. To add a dependent, simply: 1. Sign up for expat insurance for yourself first (or for the person you want to be the main policyholder) 2. Once you sign up, log into your Feather account and click on your expat policy. 3. Click 'add dependents', then add the dependent. 4. The basic policy price for dependents under 18 years of age is the same (72 euros).

Yes, expat insurance will cover some dental treatment for new dental conditions requiring pain relief like simple fillings and cleanings. This treatment is covered for up to €500 per year Additional dental treatments like check-ups and teeth cleaning are not covered.

No. Travel insurance is generally not accepted for Hungarian residence permits, as it usually only covers emergency treatment. Immigration authorities require comprehensive health insurance that includes both inpatient and outpatient care.

TAJ is Hungary’s public health insurance system. Most foreigners gain access only after employment registration or meeting contribution requirements. Until TAJ becomes active, private health insurance is required.

Yes, during the initial period. If you are moving to Hungary for work, private health insurance is typically required for your residence permit. Once your employment registration is complete, you will usually switch to public healthcare (TAJ).

Yes. Digital nomads on Hungary’s White Card are not eligible for public healthcare (TAJ) and must have valid private health insurance for the entire duration of their stay.

Yes. Non-EU students must show valid health insurance for student visas and residence permits. Universities and immigration authorities may request proof of coverage.

No. Insurance certificates in English are generally accepted by Hungarian authorities. Hungarian-language documents are not strictly required but may be helpful in some cases.