Health insurance for Greece residence permits

You typically need residence-compliant health insurance (not just travel insurance) and a certificate that shows you’re covered for medical care in Greece for the relevant period. Requirements vary by permit type (e.g., students, retirees/FIP, digital nomads).

Yes, DNV applications are commonly treated as strict on insurance, and applicants often switch from travel insurance to an expat plan after a rejection. Choose coverage that’s clearly worded for Greece and matches the full stay duration.

Often no. Travel insurance is frequently mistaken for residence-compliant cover, and “emergency-only” wording can cause issues during permit review.

Your certificate should explicitly state that it “covers medical treatment in Greece for the entire duration of stay.” Vague statements like “worldwide emergency only” are often rejected.

In many cases, yes. English certificates are usually accepted, but a Greek translation is sometimes requested depending on the office and region. We can give you a Greek translation of any certificate.

Student permits generally expect proof of full medical care in Greece, and many students choose the cheapest compliant option for the permit stage (then reassess later).

Retiree/FIP permits commonly expect full private coverage and proof at the permit stage. Aim for our extended plan, which clearly indicates comprehensive coverage and Greece validity in the certificate.

You can purchase our policy online, without a medical checklist, and will be able to download your certificate immediately after.

There is a monthly cancellation policy. Once you cancel, you will not be billed at your next billing cycle, and there are no fees for canceling.

Yes, for our newcomer expat health insurance, there is a 31-day waiting period of reduced coverage (life threatening conditions are still covered). However, sometimes, a waiting period can be waived. You can learn more about it and when it can be waived, you can find it in our FAQ.

For our extended expat health insurance, there is no waiting period.

However, keep in mind that both policies only cover new medical conditions that first commenced after the policy commenced.

Yes, you'll have to pay upfront. We suggest paying the doctor or clinic as soon as possible to avoid any late fees. Following that, submit photos of all invoices, receipts, and documents related to the incident in your Feather account to get reimbursed. The reimbursement will be made to you, not to the doctor

Yes, dependents can be added to your plan. Please note that each dependent will have to have their own policy purchased, but we can add them all under one account for ease of access.

To add a dependent, simply:

1. Sign up for expat insurance for yourself first (or for the person you want to be the main policyholder)

2. Once you sign up, log into your Feather account and click on your expat policy.

3. Click 'add dependents', then add the dependent with whichever policy you wish (newcomer or extended). You don't have to purchase the same policy for each person.