International health insurance for expats living abroad

This policy is designed for those who have citizenship or a permanent residence permit in their home country but are living abroad.

Yes, this is a worldwide policy. Your coverage follows you as you move between regions.

If you decide to move more permanently to a different country, just let us know and we will guide you through the exact process.

Yes, the policy specifically covers stays in your home country for up to 180 days per calendar year. This allows you to visit family or handle affairs back home without losing your health protection.

You will receive your documents usually within one day.

You can use these documents as proof of health insurance for your visa or residence permit application.

Most medical treatments are covered immediately once your policy starts. However, there is a 10-month waiting period for childbirth, psychotherapy, and dental replacements (unless due to an accident), and a 2-year waiting period for laser eye surgery (LASIK).

The process is entirely digital. Generally, you pay for your medical treatment upfront and then submit the invoices through your Feather account for reimbursement. In some cases, such as hospital stays, we may be able to bill the facility directly.

The coverage depends on the plan you choose: The standard plan has an overall limit of €300,000 per person per calendar year, while the plus plan offers a much higher limit of €2,500,000.

International health insurance plans have no limit.

Yes, family members including spouses, life partners, and children are eligible for coverage as co-insured persons if they are living with you or visiting you abroad. Each person must be registered and undergo the same health check process.

The contract has a minimum period of 12 months. After this initial year, you can terminate your insurance relationship at the end of any calendar month.