Private health insurance in Denmark

No. Denmark does not require private health insurance to live, study, or work in the country. Once you receive a CPR number, you are automatically covered by the Danish public healthcare system.

You can take out this insurance if you are not yet covered by Danish public healthcare, for example if you have just arrived and are waiting for your CPR number.

You should not take out this policy if you already have a CPR number and access to Danish public healthcare, or if you are looking for private or supplementary healthcare.

Public healthcare starts after you register your address and receive a CPR number. Before that, you are not covered by the public system.

Yes. You can sign up without a CPR number. This insurance is designed specifically for the period before public healthcare starts.

Yes, you'll have to pay upfront. We suggest paying the doctor or clinic as soon as possible to avoid any late fees. Following that, submit photos of all invoices, receipts, and documents related to the incident in your Feather account to get reimbursed. The reimbursement will be made to you, not to the doctor

If you purchase a policy and the policy becomes active within 14 days of purchase, then you have 14 days to cancel your policy from the date of purchase and receive a full refund (as long as no claims were made during this period). However, if you purchase a policy with a start date in the future (over 14 days), then you have any time before the policy becomes active to cancel it and receive a full refund. After this period, you can still cancel anytime! Whenever you cancel, you would then no longer be charged during the next monthly billing cycle.

Yes, expat insurance will cover some dental treatment for new dental conditions requiring pain relief like simple fillings and cleanings. This treatment is covered for up to €500 per year Additional dental treatments like check-ups and teeth cleaning are not covered.

Yes, dependents can be added to your plan. Please note that each dependent will have to have their own policy purchased, but we can add them all under one account for ease of access. To add a dependent, simply: 1. Sign up for expat insurance for yourself first (or for the person you want to be the main policyholder) 2. Once you sign up, log into your Feather account and click on your expat policy. 3. Click 'add dependents', then add the dependent. 4. The basic policy price for dependents under 18 years of age is the same (72 euros).

This insurance is meant as a temporary solution. Once you are covered by Danish public healthcare, you should cancel the policy.

You can stay insured for as long as you are not covered by Danish public healthcare. Most people keep the policy for one month.

Yes. You can keep this insurance even after joining Denmarks public healthcare system, for up to 5 years.

Yes. For this expat health insurance, there is a 31-day waiting period with reduced coverage. Life-threatening medical conditions are still covered during this period.

In some cases, the waiting period can be waived. You can find more information about this in our FAQ or by speaking with our team. Please note that this insurance only covers new medical conditions that start after the policy has begun.