Expat health insurance for Cyprus visas

Yes, private health insurance is required for the majority of Cyprus residence permits, including work permits, Digital Nomad visas, student permits, family reunification, and retirement residence. Immigration authorities require proof of valid private medical insurance when you apply.

If you later start working and contribute to GESY, you may gain access to public healthcare. However, private insurance is still required at the time of your residence application.

Yes. Cyprus immigration requires private health insurance that includes inpatient care, outpatient coverage, and repatriation, with specific minimum coverage thresholds and annual validity.

This plan is designed to meet those requirements and provides the documentation needed for your residence permit application.

If you are unsure about your specific visa category, our team can guide you before you purchase.

Yes, the insurance meets the requirements to obtain the residence permit in Cyprus, including the minimum coverage of €1,700 per year for outpatient care and € 8,544 per year for hospitalisation.

You can sign up without having your Alien Registration Certificate or residence card yet.

Many expats need insurance before their residence permit is approved. This policy allows you to secure compliant coverage in advance and download your certificate immediately.

This helps avoid delays at your immigration appointment.

Yes. Non-EU employees must provide proof of private health insurance when applying for a work and residence permit.

Even if you will later contribute to GESY through payroll deductions, private insurance is mandatory at the time of application.

Yes, provided the plan includes comprehensive inpatient and outpatient coverage.

Digital Nomad visa holders must have full private medical insurance valid in Cyprus for the entire duration of their stay.

Travel insurance is not sufficient for this visa category.

You can download your insurance certificate and policy documents immediately after signing up. These documents can be submitted directly to the Civil Registry and Migration Department as part of your residence permit application.

If you are employed in Cyprus and registered with Social Insurance, you will start contributing to GESY and can register with the public healthcare system.

However, GESY enrolment does not automatically replace the private insurance required for your initial residence application.

Many expats keep private coverage even after joining GESY for faster access or broader coverage.

Yes, dependents can be added to your plan. Please note that each dependent will have to have their own policy purchased, but we can add them all under one account for ease of access. To add a dependent, simply: 1. Sign up for expat insurance for yourself first (or for the person you want to be the main policyholder) 2. Once you sign up, log into your Feather account and click on your expat policy. 3. Click 'add dependents', then add the dependent. 4. The basic policy price for dependents under 18 years of age is the same (72 euros).

Yes, you'll have to pay upfront. We suggest paying the doctor or clinic as soon as possible to avoid any late fees. Following that, submit photos of all invoices, receipts, and documents related to the incident in your Feather account to get reimbursed. The reimbursement will be made to you, not to the doctor.

If you purchase a policy and the policy becomes active within 14 days of purchase, then you have 14 days to cancel your policy from the date of purchase and receive a full refund (as long as no claims were made during this period). However, if you purchase a policy with a start date in the future (over 14 days), then you have any time before the policy becomes active to cancel it and receive a full refund. After this period, you can still cancel anytime! Whenever you cancel, you would then no longer be charged during the next monthly billing cycle.

Yes, expat insurance will cover some dental treatment for new dental conditions requiring pain relief like simple fillings and cleanings. This treatment is covered for up to €500 per year Additional dental treatments like check-ups and teeth cleaning are not covered.

Yes. For this expat health insurance, there is a 31-day waiting period with reduced coverage. Life-threatening medical conditions are still covered during this period.

In some cases, the waiting period can be waived. You can find more information about this in our FAQ or by speaking with our team. Please note that this insurance only covers new medical conditions that start after the policy has begun.