Digital Nomad Visa health insurance

Yes. Bulgaria requires health insurance with at least €30,000 in coverage, issued by an insurer licensed in the EU, covering emergency care, hospital treatment, and repatriation for your whole stay. Our policy includes all of these.

Usually not. Bulgaria's checklist asks for a policy from an EU-licensed insurer covering your entire stay, and consulates push back on trip-style policies for a year-long residence route. Feather is health insurance built for living abroad, which is what this permit calls for.

If your visa is denied, this happens before your planned arrival in Bulgaria, and therefore before your policy start date. You can cancel the policy in one click from your Feather account, and you'll be fully refunded automatically.

Yes. The Migration Directorate asks for proof of health coverage when you apply for the permit and again when you renew. Your Feather certificate works there just as it does at the consulate.

No, not on this permit. Mandatory NHIF coverage applies to foreigners with long-term or permanent residence, not to holders of a one-year prolonged residence permit. Private health insurance covers you for your entire stay, and the authorities expect it at every step.

No. You can sign up before you arrive in Bulgaria. No Bulgarian address, bank account, or ID number required.

Pre-existing conditions are not covered. Any illness, symptoms, or treatments that existed before your policy start date won't be reimbursed. This is standard across expat health insurance and has no impact on your visa eligibility: the insurance is still fully accepted for digital nomad applications. If you have a significant pre-existing condition, talk to our team before signing up.

No. The permit requires your income to come from outside Bulgaria: a foreign employer, a company registered outside the EU, or international clients. Working for Bulgarian companies or clients would put your permit at risk, so keep your work strictly cross-border.