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Health insurance in Bangladesh

Medical coverage for expats & foreigners

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Why get private health insurance in Bangladesh?

Bangladesh has no national health insurance: just 0.7 doctors per 1,000, and ~73% of health spending is out-of-pocket. Public hospitals are overcrowded and complex cases are routinely evacuated to Bangkok or Singapore.

Without coverage, a private GP visit runs BDT 800–2,000, and a hospital stay BDT 4,000–25,000+ per day.

No visa mandates insurance, but going uninsured is among the riskiest setups in Asia.

How does the healthcare system work in Bangladesh?

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MoHFW: Bangladesh's out-of-pocket health system

Bangladesh's public system, run by MoHFW, delivers tiered care via Community Clinics and District Hospitals. There's no universal insurance: the health protection scheme (SSK) pilot only covers citizens below the poverty line in Tangail. No visa grants coverage. Expat-grade care sits at Dhaka private hospitals: Evercare, Square, United, and Labaid.

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Bangladeshi pharmacies & medication

Pharmacies are dense in Dhaka, Chattogram, Sylhet, and Khulna; English service is reliable at Gulshan and Dhanmondi chains. Lazz Pharma and hospital pharmacies run 24/7. Arogga, ePharma, and MedEasy deliver online. Prescription enforcement is loose. Bring brand and generic (INN) names.

Emergency services in Bangladesh

Emergency services in Bangladesh

Dial 999 for the national hotline (toll-free, Bengali-first, ~20-min average response). Dhaka traffic pushes ambulance ETAs to 15–30 min. Most expats call private hospital hotlines: Evercare 10678, Square 10616, United 10666, Labaid 10606. Air ambulance Dhaka–Bangkok runs USD 30,000–33,000.

Who needs expat health insurance?

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Digital nomads

Remote workers use Tourist or Business visas. No public safety net. A serious illness means a USD 30,000+ evacuation to Bangkok.

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Retirees

Older expats use Investor (PI) or family routes, and have no public coverage. A 3-day cardiac admission at Evercare runs USD 3,000–6,800, paid in cash.

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Families

Pediatric and maternity care concentrates at Evercare, Square, and United in Dhaka. Maternity runs USD 930–2,200. Schools often require proof of cover.

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Gap year & job seekers

Tourist visas don't permit work, and there's no public fallback. Without an employer, you're uninsured — an ER stay or evacuation can hit USD 30,000+.

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Students

No visa mandates insurance for foreign students, but most at BRAC, North South, and IUB buy international cover. Public access is unavailable.

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Visa applicants

No Bangladeshi visa — E1/E2, PI, B1, NGO, S, T, FA, J — legally requires insurance. But expat-employer norms run USD 500,000+ in-patient with medical evacuation.

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How much is health insurance in Bangladesh?

Costs add up fast: a private GP visit runs USD 7–17, a specialist USD 13–34, a hospital stay USD 34–212+ per day, ICU up to USD 847 daily, and an air-ambulance to Bangkok USD 30,000–33,000.

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Public healthcare in Bangladesh

There's no statutory health-insurance contribution — no payroll tax, no state scheme for expatriates. Public hospitals treat anyone at subsidised fees, but overcrowding and language barriers make them unusable for expat-grade care. Out-of-pocket spending is ~73% of total health expenditure.

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Private medical insurance

Plans range from €50/month for basic inpatient cover to €250+/month for comprehensive plans with outpatient, dental, mental health, maternity, and — critically — medical evacuation.

Visa & health insurance requirements for Bangladesh

No Bangladeshi visa mandates health insurance and there's no minimum threshold. But with no public option for expats and complex cases evacuated abroad, employer norms run USD 500,000+.

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Visa

Accepted for all major Bangladeshi visas

Employment, Investor, Business, NGO, Student, Family, Journalist visas — both Feather plans exceed all Bangladeshi requirements.

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Documents ready when you sign up

All your documents (proof of coverage, English certificates) instantly in your account. Accepted by consulates and BIDA.

How does Feather's international health insurance work?

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Choose your plan

Compare Essential and Plus, pick your deductible, and sign up in under 5 minutes. No paperwork, no medical exams.

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Get your documents instantly

Your confirmation and visa-ready proof-of-coverage documents land in your account straight away.

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Visit any doctor

See any licensed doctor, specialist, or hospital in Greece. No referrals, no network restrictions, no pre-approval.

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Upload your bill in the app

Already paid? Open the Feather app, snap a photo of your invoice, and submit your claim in under a minute.

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Get reimbursed to your account

We review your claim and reimburse you directly to your bank account. Most claims are processed within two weeks.

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Cancel anytime after year one

There's a one-year minimum term. After that, cancel whenever you want. No penalties.

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Why choose Feather?

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Frequently asked questions

See our FAQ page for more answers.

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