Health insurance for Ireland's Stamp 0

Ireland requires private medical insurance with full coverage for medical care and hospital stays, benchmarked in official guidance against comprehensive private hospital plans. Our policy provides coverage for new conditions, including private hospital treatment, outpatient care, and repatriation. Decisions on Stamp 0 are made case by case at the discretion of Immigration Service Delivery, so no insurer can promise approval. What we can promise is coverage built to meet the standard, with a certificate ready immediately after signup. Otherwise, you'll be refunded.

Because Stamp 0 holders can't use publicly funded services in Ireland, including public hospitals. Your insurance isn't a backup. It's your entire healthcare arrangement, which is why Ireland asks for full private coverage rather than emergency-only policies.

Applications are decided before you move to Ireland, so a refusal happens before your policy start date. You can cancel in one click from your Feather account and you'll be fully refunded automatically.

Before you submit your application to Immigration Service Delivery, since evidence of insurance belongs in the file. You can set the coverage start date for any future date, so it lines up with your planned move.

Yes. Your policy renews continuously, and you can download a current certificate from your account whenever a renewal comes up.

No. You can sign up before you arrive in Ireland. No Irish address, PPS number, or Irish bank account required.

No. Stamp 0 is deliberately temporary: it renews annually, and the time doesn't count as reckonable residence for citizenship. If a permanent future in Ireland is the goal, check whether you qualify for citizenship by descent before committing to this route.

No. Stamp 0 doesn't permit work of any kind without explicit written permission from Immigration Service Delivery, and applications relying on ongoing work income are typically refused. Your income needs to be passive: pensions, annuities, rents, or investments.

This Feather policy is valid for your first five years in Ireland and renews each year alongside your permission. If you plan to stay beyond five years, get in touch before the end of year five and we'll help you transition to a policy designed for long-term residents.

Each family member needs their own individual policy, but you can manage them all from a single Feather account by using the same email address during signup. For couples, remember Ireland expects €50,000 of income per person and insurance for each of you.